Charter Insurance

As GotoSailing.com, we've partnered with Pantaenius to offer you additional charter insurance packages for your bookings with us. You can select one of the charter insurance packages provided by Pantaenius that perfectly suits your needs.

Please Note

The insurance cover is only provided for the private use of a charter yacht. A paid skipper will not be covered. The policyholder can only be an individual.

Persons who are domiciled in the European Union, Switzerland, the United Kingdom (UK), Norway or Iceland can be insured. For fiscal/legal reasons, policy holders may not be persons who are domiciled in the United Kingdom (UK), Italy and/or have Italian citizenship. Such persons may however be co-insured as crew members or skippers.

As the policyholder, you can claim your insurance directly from Pantaenius. GotoSailing.com is not the insurer and any claims should be requested directly from Pantaenius.

Charter Insurance Packages

BASIC
  • check Skipper Liability Insurance
  • check Trip Cancellation Costs Insurance
  • Starting From
  • Price including deductible* € 147.06
  • Price excluding deductible € 189.08
SILVER
  • check Skipper Liability Insurance
  • check Trip Cancellation Costs Insurance
  • check Bond Insurance
  • Starting From
  • Price including deductible* € 231.09
  • Price excluding deductible € 273.11
GOLD
  • check Skipper Liability Insurance
  • check Trip Cancellation Costs Insurance
  • check Bond Insurance
  • check Travel Abroad Health Insurance**
  • Starting From
  • Price including deductible* € 302.52
  • Price excluding deductible € 357.14
PREMIUM
  • check Skipper Liability Insurance
  • check Trip Cancellation Costs Insurance
  • check Bond Insurance
  • check Travel Abroad Health Insurance**
  • check Personal Accident Insurance
  • Starting From
  • Price including deductible* € 415.97
  • Price excluding deductible € 491.60

Bond Insurance Plus

  • Can be taken out separately or as a supplement to your charter package
  • Can only be selected once per booking. If higher bond insurance is required, you can repeat the process.
  • Conclusion is possible up until the day of departure.
  • Bond - € 3,000
  • Price - Starting from € 142.86

All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.

*Applies to the Trip Cancellation Costs Insurance. The minimum deductible is EUR 100 per person, per claim. The minimum deductible in the case of sickness is 20 percent of the refundable claim.

**For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.

Package Details

BASIC
SILVER
GOLD
PREMIUM
BOND INSURANCE PLUS

Benefits Inculded in Charter Insurance

Skipper Liability Insurance

Skipper's liability insurance covers damage that is caused to third parties through the use of the chartered motor or sailing yacht and tender by the skipper and crew. Included in the insured risks are damage to other ships and to harbour or jetty installations. Damage arising from gross negligence on the chartered ship and not covered by the lessor's hull insurance is also included. Also included are cover for cancellation of charter, confiscation, hotel and transport costs and financial loss.

Trip Cancellation Costs Insurance

Return journey cost insurance reimburses any contractually payable charter cancellation costs and outward and return travel costs arising from the non-availability of a non-commercial skipper or of one or more crew members, or, if the journey is abandoned after commencement, any additionally incurred return journey costs and the relevant portion of the charter costs.

Travel Health Insurance

In addition to costs of medical treatment, medication and admission to hospital, foreign travel health insurance reimburses any return ambulance transport to the home country or repatriation costs in case of death.

Charter Cost Protection

The Charter Cost Protection covers the insolvency of the agency or the charter company.

Personal Accident Insurance

The accident insurance in the charter package provides cover in cases of death and invalidity, including a number of aspects that are not protected by general accident insurance. Skipper and crew are insured during private use of the chartered yacht, tenders and watersports equipment and for trips ashore of up to 48 hours.

Bond Insurance

Bond insurance covers the financial risk in cases where the lessor retains the bond provided, in full or in part –whether or not this is justified.

Product Information & FAQ

PRODUCT INFORMATION FOR CHARTER PACKAGES
WHAT TIME RESTRICTIONS ARE THERE TO BEAR IN MIND WHEN BOOKING A CHARTER PACKAGE?
WHAT TIME RESTRICTIONS ARE THERE TO BEAR IN MIND WHEN BOOKING BOND INSURANCE PLUS?
WHEN DOES THE INSURANCE COVERAGE COME INTO EFFECT?
HOW LONG DOES THE INSURANCE COVERAGE LAST?
WHEN DOES THE INSURANCE EXPIRE?
WHO IS NOT COVERED BY THE INSURANCE?
CAN I CANCEL MY CHARTER INSURANCE?
CAN I SWITCH FROM ONE CHARTER POLICY TO ANOTHER?
WE ARE PLANNING ON TAKING MORE THAN TEN PEOPLE WITH US ON BOARD. WILL WE NEED ADDITIONAL CHARTER POLICIES?
CAN I MAKE CHANGES TO THE CREW LIST DURING THE VOYAGE?
I DON'T HAVE A FULL CREW YET, CAN I STILL BUY A CHARTER POLICY?
IS IT POSSIBLE TO INSURE A BERTH CHARTER?
ARE VISITORS INSURED?
DOES THE POLICY HOLDER ALSO HAVE TO BE SKIPPER?
DOES THE POLICY HOLDER HAVE TO BE ON BOARD?
ARE SALVAGE COSTS INCLUDED IN THE INSURANCE?
IS HOTEL ACCOMMODATION COVERED BEFORE OR AFTER THE VOYAGE?
WHAT HAPPENS IF THE SKIPPER IS UNABLE TO SAIL?
WHAT HAPPENS IF A CREW MEMBER IS UNABLE TO SAIL?
DOES PANTAENIUS PENALISE FOR UNDERINSURANCE IN THE BOND PLUS INSURANCE?

For more information, please visit Pantaenius.